Settle Your Debt for Less,
Sooner Than You Imagined.
The Strategy for Success
You maintain authority; our specialists manage the heavy lifting.
Connect for a zero-cost analysis
Describe your financial challenges to uncover tailored relief alternatives without any pressure.
Design a manageable recovery plan
Authorize a bespoke roadmap curated from our suite of effective financial solutions.
Slash your debt and save years of effort
Restore your fiscal health and reclaim your peace of mind, typically within 24 to 48 months.
Debts We Are Equipped to Resolve
We provide comprehensive coverage for the majority of unsecured debt. Our team actively negotiates with leading banks and credit card issuers on a daily basis to significantly lower outstanding balances.
- Credit Card Balances
- Personal Loan Obligations
- Outstanding Lines of Credit
- Unpaid Medical Bills
- Accounts in Collections
- Repossession Deficiencies
- Commercial & Business Debts
- Select Student Loan Debts
Reclaim Your Future
James achieved a significant reduction in
his total obligations in a fraction of the time.
We provide extensive coverage for most unsecured debt and maintain daily negotiations with
major financial institutions and credit card issuers to drive down what you owe.
James
Starting Debt Balance: $36,883Total Savings: 38% through the Consumer Debt Management Service program
We Have Helped Over 1.3 Million People Toward a Brighter Future.
“My self-assurance grew immensely. Consumer Debt Management Service helped me pinpoint the issue, establish a target, and execute a strategy that actually delivered results.”
Total Debt
$29,540
Monthly Payment
$480
Program Length
36 Months
Total Savings
$11,225
“Everything became much simpler once the weight of my financial obligations was lifted. That pressure is incredibly difficult to manage alone.”
Total Debt
$41,200
Monthly Payment
$625
Program Length
42 Months
Total Savings
$13,596
“Finding a partner I could trust to manage this process allowed me to refocus my energy on what truly matters—my family and my career.”
Total Debt
$43,200
Monthly Payment
$645
Program Length
48 Months
Total Savings
$12,528
Faq's
How will your program influence my credit rating?
The effect on your credit profile depends on your individual history and whether you have already fallen behind on payments to your creditors. While debt resolution strategies can lead to a temporary decrease in credit scores, we focus on the long-term goal of total debt elimination. Please note that Consumer Debt Management Service is a debt negotiation entity and does not provide credit repair or legal advice on credit improvement.
What is the specific criteria for your service fees?
Our commitment to transparency means we only earn our fee once three specific milestones are achieved:
- Successful Negotiation: We secure a formal settlement offer from your creditor.
- Authorization: You personally review and approve the negotiated amount
- Initial Payment: At least one payment is successfully made toward that settlement.
How does Debt Resolution differ from Debt Consolidation?
While both aim to manage debt, they function very differently:
- Debt Resolution: This process focuses on reducing the actual principal you owe. We negotiate with creditors to forgive a portion of the balance, allowing you to pay less than the original total in a final settlement.
- Debt Consolidation: This involves taking out a new loan to pay off multiple existing debts. While it simplifies your bills into a single monthly payment, it often requires a high credit score for approval and you still remain responsible for the full principal amount plus interest.
How will I know which strategy is right for me?
A friendly, dedicated debt specialist will walk you through all available paths. They will clearly explain the advantages and disadvantages of each option, helping you decide on the most effective route for your unique financial situation.
What is your track record?
Since our establishment in 2009, we have successfully guided hundreds of thousands of individuals toward a debt-free life. We are recognized as one of the nation's premier debt relief organizations and take immense pride in our professional credentials, which include:
- A+ Rating with the Better Business Bureau (BBB).
- Highly Trusted by more than 121,980 clients.
- 4.79+ Star Rating compiled from verified reviews on Google, Trustpilot, and the BBB.
